Grad PLUS Loans

After you pick a suggested lender from the list below...
continue to the American Education Services website to apply for your PLUS loan.

Lender Information
Special Benefits/Incentives
Chase
Lender Code
811571
  • 0.30% interest rate reduction after 1st disbursement;  benefit continues during deferred periods
  • 0.30% interest rate reduction for auto-debit payments
            Reduces interest rate to 7.9%
  • 1.2% credit of original principal amount after 12 on time payments
  • 2.4% additional credit of original principal amount after 24 on time payments
            Total: 3.6% of original amount saved - and sooner
  • The option to postpone payments for up to 48 months while the student is still in school     
Citizen's Bank
Lender Code
833880
  • 1% rate reduction at first disbursement
  • 0.25% rate reduction for automatic payment deduction
  • 1% principal credit after 24 on-time payments
  • An additional 1% principal credit after 48 on-time payments.
  • The option to postpone payments for up to 48 months while the student is still in school.
  • No guarantee fee

Key Bank
Lender Code
813760
  • 1% rebate for the first 24 consecutive, on-time payments
  • An additional 1% rebate after the 48th consecutive on-time payment).
  • The option to postpone payments for up to 48 months while the student is still in school 
PNC Bank
Lender Code
809921
  • An immediate 1.00% interest rate reduction at Loan Approval
  • The immediate 1% interest rate reduction applies during any periods of deferment and forbearance, as well as repayment
  • An additional 0.25% interest rate reduction for automatic payments from a checking or savings account
  • The option to postpone payments for up to 48 months while the student is in school
SunTrust
Lender Code
 811304
  • 1% interest rate reduction at first disbursement
  • .25% interest rate reduction for automated payments
  • The option to postpone payments while enrolled at least half time.
Wachovia Bank
Lender Code
813830
  • Reduced fixed interest rate of 7.9% for life of loan
  • 3% credit of your original loan amount applied against accrued interest (180 days after full disbursement)
  • The option to postpone payments for up to 48 months while the student is in school

Go to the American Education Services website
to apply for your PLUS loan. >>