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After you pick a suggested lender from the list below...
continue to the American Education Services website to apply for your PLUS loan.
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Lender Information
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Special Benefits/Incentives
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Chase
Lender Code
811571 |
- 0.30% interest rate reduction after 1st disbursement; benefit continues during deferred periods
- 0.30% interest rate reduction for auto-debit payments
Reduces interest rate to 7.9%
- 1.2% credit of original principal amount after 12 on time payments
- 2.4% additional credit of original principal amount after 24 on time payments
Total: 3.6% of original amount saved - and sooner
- The option to postpone payments for up to 48 months while the student is still in school
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Citizen's Bank
Lender Code
833880 |
- 1% rate reduction at first disbursement
- 0.25% rate reduction for automatic payment deduction
- 1% principal credit after 24 on-time payments
- An additional 1% principal credit after 48 on-time payments.
- The option to postpone payments for up to 48 months while the student is still in school.
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No guarantee fee
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Key Bank
Lender Code
813760 |
- 1% rebate for the first 24 consecutive, on-time payments
- An additional 1% rebate after the 48th consecutive on-time payment).
- The option to postpone payments for up to 48 months while the student is still in school
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PNC Bank
Lender Code
809921 |
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SunTrust
Lender Code
811304 |
- 1% interest rate reduction at first disbursement
- .25% interest rate reduction for automated payments
- The option to postpone payments while enrolled at least half time.
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Wachovia Bank
Lender Code
813830 |
- Reduced fixed interest rate of 7.9% for life of loan
- 3% credit of your original loan amount applied against accrued interest (180 days after full disbursement)
- The option to postpone payments for up to 48 months while the student is in school
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Go to the American Education Services website
to apply for your PLUS loan. >>
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