Wilkes University provides a long-term disability (LTD) benefits plan to help full-time employees cope with an illness or injury that results in a long-term absence from employment. LTD is designed to ensure a continuing income for employees who are disabled and unable to work.
Full-time employees may participate in the LTD plan subject to all terms and conditions of the agreement between Wilkes University and the insurance carrier. Eligible employees may begin LTD coverage only after completing 365 calendar days of service. The waiting period of 365 calendar days of service may be waived if the employee was insured under a previous Employer's Group LTD plan just prior to his/her hire date with Wilkes University.
LTD benefits commence after an elimination period of (6) six months of disability. LTD benefits are offset with amounts received under Social Security or workers' compensation for the same time period.
Details of the LTD benefits plan including benefit amounts, and limitations and restrictions are described in the Summary Plan Description provided to eligible employees upon their hire. Employees may contact the Human Resources Development Office for more information about LTD benefits.
Policy No. 319 Effective Date: 2/1/2004